BUSINESS BANKING
Cash Management That Keeps Your Business Moving
Managing cash flow is critical to running a successful business. Partners Bank offers business cash management services designed to help you move money efficiently, maintain control, and stay focused on growth, with real people available when you need support.
WHAT WE OFFER
Tools That Help You Manage, Move, and Control Cash
Business cash management services help you stay organized, improve efficiency, and reduce friction in everyday operations. Partners Bank provides practical tools that support how businesses actually handle money, without unnecessary complexity.
Manage cash flow efficiently
Monitor balances and activity to keep operations running smoothly.
Move money securely
Send and receive payments with confidence.
Maintain control and visibility
Set permissions and monitor transactions.
Get local support
Work with bankers throughout Southern Maine and Seacoast New Hampshire who understand your business.
SERVICES
Business Cash Management Services Available at Partners Bank
Online Cash Management with ACH Origination
Automated payment capabilities for payroll, vendor payments, and incoming funds.
Positive Pay
Protect your accounts from check fraud with Positive Pay by uploading your checks directly to the Federal Reserve for review.*
Remote Deposit Capture
Scan the checks you receive from your customers and make deposits electronically.
Insured Cash Sweep
Access expanded FDIC insurance coverage on funds placed into checking accounts using the ICS®, or Insured Cash Sweep service.
Payroll Services
Balance your business' time and attendance, human resources administration, tax reporting and more in one online, integrated suite.
Merchant Credit Card Program
Our commercial services professionals help set you up with a sound merchant card program that provides you with the tools to help your business grow.
WHO WE SERVE
Built to Support Businesses at Every Stage
Partners Bank's business cash management services are commonly used by:
Startups and small businesses
Businesses looking to establish efficient cash handling, payment processes, and account controls early on.
Growing companies
Organizations managing higher transaction volumes, payroll, and vendor payments as operations expand.
Businesses with industry-specific needs
Companies in industries such as construction, healthcare, professional services, and hospitality that require flexible payment tools and visibility into cash flow.
CAPABILITIES
Capabilities That Support Smarter Cash Management
Treasury and payment tools
Manage cash activity, initiate payments, and monitor transactions from one place.
ACH and wire capabilities
Move money securely for payroll, vendors, and incoming payments.
Account controls and security
Set user permissions and review activity to reduce risk.
Digital visibility
Access real-time account information through online banking.
Local, relationship-based support
Get help from bankers who know your business, whether you're in Buxton, York, Kingston, Sanford, or another nearby town.
WHY PARTNERS
Cash Management Backed by Real Relationships
At Partners Bank, cash management is supported by people. Business bankers work closely with you to understand your workflows and recommend tools that fit your needs.
TERMS
Terms for Cash Management Services
User rights
Establish user rights to accounts you want your employee to view
Account visibility
View accounts and review check images online
Payroll direct deposit
Originate payroll direct deposit files
ACH file handling
Upload ACH files created by your program or create ACH files using Partners Bank online software
Wire transfers
Initiate wire transfers
OUR APPROACH
Why Choose Partners Bank?
At Partners Bank, cash management isn't one-size-fits-all. We build it around how you actually run your business, whether that means setting up ACH origination for recurring vendor payments, remote deposit capture for a team that deposits checks daily, or Positive Pay for a business that needs tighter fraud controls. As your needs change, our approach scales and adapts with you, backed by a team that knows your name.
QUESTIONS
Frequently Asked Questions About Business Cash Management Services