BUSINESS BANKING
Commercial Loans in NH & ME, Built Around How Your Business Operates
Partners Bank has been helping build neighborhoods and businesses since 1933. Our commercial lending team understands today's business needs and delivers flexible financing with quick, local decision-making.
WHY PARTNERS BANK
How Partners Bank Supports Your Business
Whether you're purchasing real estate, financing equipment, or covering short-term working capital needs, Partners Bank's commercial lending team works with you to structure financing that fits how your business actually operates.
Manage Cash Flow
Access Capital for Equipment & Real Estate
Support Growth and Scalability
Relationship-Based Decision-Making
Access to Credit Enhancement Programs
Expand Your Business with the Support of a Local Team
LOAN OPTIONS
Explore Our Commercial Loan Options
Standard Commercial Loan Products
Commercial Line of Credit
Flexible access to funds for seasonal cash flow, receivables, and inventory needs
Commercial Term Loans
Fixed financing for equipment, vehicles, and capital improvements with terms of 7 years or less
COMMERCIAL MORTGAGES
Commercial Mortgages
From multi-family housing to owner-occupied business space, our commercial mortgage solutions are built to match the scale of your project. We offer financing for buyers and owners of 5+ unit residential buildings, along with owner and non-owner occupied commercial mortgages. Builders get short-term construction loans with interest-only payments during the build and an easy path to permanent financing. Developers and contractors managing site improvements can draw on infrastructure development loans that release funds as work progresses, with interest charged only on what's disbursed.
SMALL BUSINESS
Small Business Loans
Partners Bank has the experience and lending options to help small businesses start, grow, and expand across southern Maine and seacoast New Hampshire. Whether you're relocating to a larger facility, adding equipment, or simply need working capital to support growth, our commercial lending team can help you find the right structure.
Small business financing at Partners Bank can take the form of a commercial real estate loan, a business term loan, a line of credit, or a combination, depending on what your business actually needs. For businesses that may benefit from additional backing, we also work with credit enhancement programs through the U.S. Small Business Administration (SBA), Finance Authority of Maine (FAME), USDA Rural Development, and other local Small Business Development Centers. These programs can support working capital, business acquisitions, and owner-occupied real estate, and may offer longer terms and lower down payments than standard lending programs.
WHO WE SERVE
Who We Work With
Partners Bank's commercial lending team works with businesses across a range of needs and industries throughout southern Maine and seacoast New Hampshire, including:
- Businesses purchasing or refinancing commercial or multi-family real estate
- Companies financing equipment, vehicles, or capital improvements
- Businesses managing seasonal cash flow or working capital needs
- Businesses across a range of industries seeking flexible, locally structured financing
FEATURES AND BENEFITS
Features and Benefits of Commercial Lending at Partners Bank
Local, community-based decision-making
Flexible commercial lending structures
Fixed, variable, and combination rate options available
Dedicated commercial lending team
Relationship pricing available with a Partners business checking account
LOCAL TEAM
A Lending Team That Knows the Local Market
Partners Bank's commercial lending professionals work closely with you to structure a repayment plan that lets your business grow and comfortably meet its debt service. Because decisions are made locally, you'll work directly with a team that understands the businesses and communities of southern Maine and seacoast New Hampshire.
BUSINESS CREDIT CARD
Open a Business Credit Card
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QUESTIONS