BUSINESS BANKING

Commercial Loans in NH & ME, Built Around How Your Business Operates

Partners Bank has been helping build neighborhoods and businesses since 1933. Our commercial lending team understands today's business needs and delivers flexible financing with quick, local decision-making.

WHY PARTNERS BANK

How Partners Bank Supports Your Business

Whether you're purchasing real estate, financing equipment, or covering short-term working capital needs, Partners Bank's commercial lending team works with you to structure financing that fits how your business actually operates.

Manage Cash Flow

Access Capital for Equipment & Real Estate

Support Growth and Scalability

Relationship-Based Decision-Making

Access to Credit Enhancement Programs

Expand Your Business with the Support of a Local Team

LOAN OPTIONS

Explore Our Commercial Loan Options

Standard Commercial Loan Products

Commercial Line of Credit

Flexible access to funds for seasonal cash flow, receivables, and inventory needs

Commercial Term Loans

Fixed financing for equipment, vehicles, and capital improvements with terms of 7 years or less

COMMERCIAL MORTGAGES

Commercial Mortgages

From multi-family housing to owner-occupied business space, our commercial mortgage solutions are built to match the scale of your project. We offer financing for buyers and owners of 5+ unit residential buildings, along with owner and non-owner occupied commercial mortgages. Builders get short-term construction loans with interest-only payments during the build and an easy path to permanent financing. Developers and contractors managing site improvements can draw on infrastructure development loans that release funds as work progresses, with interest charged only on what's disbursed.

Learn More

SMALL BUSINESS

Small Business Loans

Partners Bank has the experience and lending options to help small businesses start, grow, and expand across southern Maine and seacoast New Hampshire. Whether you're relocating to a larger facility, adding equipment, or simply need working capital to support growth, our commercial lending team can help you find the right structure.

Small business financing at Partners Bank can take the form of a commercial real estate loan, a business term loan, a line of credit, or a combination, depending on what your business actually needs. For businesses that may benefit from additional backing, we also work with credit enhancement programs through the U.S. Small Business Administration (SBA), Finance Authority of Maine (FAME), USDA Rural Development, and other local Small Business Development Centers. These programs can support working capital, business acquisitions, and owner-occupied real estate, and may offer longer terms and lower down payments than standard lending programs.

Explore Small Business Loans

COMPARE OPTIONS

How do I know which business loan I need?

WHO WE SERVE

Who We Work With

Partners Bank's commercial lending team works with businesses across a range of needs and industries throughout southern Maine and seacoast New Hampshire, including:

  • Businesses purchasing or refinancing commercial or multi-family real estate
  • Companies financing equipment, vehicles, or capital improvements
  • Businesses managing seasonal cash flow or working capital needs
  • Businesses across a range of industries seeking flexible, locally structured financing

FEATURES AND BENEFITS

Features and Benefits of Commercial Lending at Partners Bank

Local, community-based decision-making

Flexible commercial lending structures

Fixed, variable, and combination rate options available

Dedicated commercial lending team

Relationship pricing available with a Partners business checking account

LOCAL TEAM

A Lending Team That Knows the Local Market

Partners Bank's commercial lending professionals work closely with you to structure a repayment plan that lets your business grow and comfortably meet its debt service. Because decisions are made locally, you'll work directly with a team that understands the businesses and communities of southern Maine and seacoast New Hampshire.

Talk to a Commercial Lender

BUSINESS CREDIT CARD

Open a Business Credit Card

Insert placeholder for now, more information to come

QUESTIONS

Frequently Asked Questions

Partners Bank offers a range of commercial loans, including multi-family housing loans, commercial mortgages, commercial lines of credit, and commercial term loans, among other financing options. Contact our commercial lending team to discuss the right fit for your business.

Partners Bank is a local, community bank, which means commercial lending decisions are made locally. This allows for a more responsive process and a team that's accessible throughout.

Yes. Partners Bank values the total business relationship, and maintaining a Partners business operating checking account plays a role in determining the bank's best loan offering.

Partners Bank serves businesses across southern Maine and seacoast New Hampshire, with 11 branch locations throughout the region.