BUSINESS BANKING
Business Checking Accounts Built for How You Operate
Your checking account is the foundation of your business finances. At Partners Bank, free business checking accounts are designed to support daily transactions, cash flow management, and secure access, backed by local bankers who understand how your business works.
EVERYDAY BANKING
Checking Accounts Designed for Day-to-Day Business Banking
Business checking accounts should make it easier to run your business. Partners Bank offers checking options built to support everyday transactions, deposits, and payments, while giving you visibility and control.
Support daily transactions
Manage deposits, payments, and expenses efficiently.
Maintain cash flow visibility
Monitor balances and activity in real time.
Access funds securely
Use digital banking, cards, and branches to move money.
Get local support
Work with bankers in Southern Maine and Seacoast New Hampshire who know your business and the community.
ACCOUNT OPTIONS
Business checking account options
Ultimate Business Checking
Ultimate Business Checking is a free and full-featured checking account designed to support busy business owners with straightforward access and essential services.
- Full-service business checking with no minimum balance and no monthly service charge
Business NOW
Business NOW is an interest-bearing checking account available to sole proprietorships, certain nonprofit organizations, and government entities that maintain a qualifying balance.
- Interest-earning business checking with unlimited check writing
IOLTA Checking
IOLTA Checking is designed specifically for attorneys who need to hold client funds in trust while supporting the Interest on Lawyers Trust Account program.
- Specialized checking for attorney trust accounts that supports IOLTA participation
WHY PARTNERS BANK
Why Choose Partners Bank for Business Checking?
Placeholder - content to come
WHO WE SERVE
Built to Support Businesses at Every Stage
Partners Bank works with businesses across a wide range of industries and growth stages. Business checking accounts are commonly used by:
Startups and small businesses
Businesses establishing day-to-day banking, separating personal and business finances, and managing cash flow.
Growing companies
Organizations handling higher transaction volumes, payroll, and vendor payments as operations expand.
Businesses with industry-specific needs
Companies in construction, professional services, healthcare, hospitality, and other industries that rely on dependable daily banking and local decision-making.
Searching for business checking near you?
If you're searching for business checking accounts near me, a local Partners Bank business banker can help you find the right fit.
WHAT YOU GET
Key Features of Business Checking Accounts
Transaction access
Make and receive payments, deposits, and transfers through your checking account.
Digital banking tools
Manage accounts through online and mobile business banking.
Account controls and security
Monitor activity and maintain control over account access.
Integration with cash management services
Business checking accounts work alongside treasury tools, ACH, and wire services.
Relationship-based support
Get guidance from dedicated business bankers in Sanford, ME, York, ME, Portsmouth, NH and other seacoast towns.
DIGITAL TOOLS
Manage Your Business Checking Account Digitally
Partners Bank's digital business banking tools give you visibility into your checking account activity, making it easier to manage cash flow.
LOCAL SUPPORT
A Local Banking Partner You Can Rely On
RATES AND TERMS
Rates and Terms for Business Checking Accounts
Ultimate Business Checking
This account was designed with the busy small business person in mind and will save you time and money. Ultimate Business Checking is a free, full-featured checking account that offers a comprehensive list of features and benefits including no monthly service charges, no minimum balance, access to Online Banking, ACH transactions and ACH origination with Cash Management, and monthly eStatements included. Come in and see our friendly customer service representatives today and see how easy banking can be.
- Access to Online Business Banking
- Access to Online Origination with Cash Management
- Access to ACH transactions
- Free first order of business checks
- No minimum balance requirement
- No service charge
Business NOW
Our most popular interest bearing checking account for sole proprietorships, certain non-profit corporations, and government entities. Enjoy unlimited check writing and all transaction account privileges by maintaining a daily balance of just $500.00.
- $25.00 minimum deposit to open
- Variable interest rate, subject to change without notice
- Below minimum balance fees*, visit your local Partners branch for more details.
- Detailed monthly statement
- Business Visa BusinessCard debit card available for qualified applicants
- Toll-Free 24 hour Phone Banking service
*Avoid below minimum balance fees by maintaining a daily balance of $500.00.*
IOLTA Checking
IOLTA, which stands for "Interest on Lawyers Trust Account," is a program that brought together Maine's private Bar members and participating Maine banks in an innovative partnership devoted to the public good in 1987. By paying a premium interest rate on lawyers' client funds held in trust, Partners Bank plays a vital role in helping to enhance access to civil justice for Maine's low-income, elderly and socially vulnerable citizens.
Attorneys who wish to participate and receive a Partners Bank no minimum balance, no service charge IOLTA checking, should contact us for more information.
NOT ONE-SIZE-FITS-ALL
Why Choose Partners Bank?
At Partners Bank, business checking isn't one-size-fits-all. We build it around how you actually operate, whether that means a fee-free account for a startup managing variable cash flow or a full-service account with ACH origination and cash management tools for an established business. As your needs change, our approach scales and adapts with you, backed by a team that knows your name.
QUESTIONS
FAQs About Business Checking Accounts