Find the Right Commercial Loan at Partners Bank

Not every business financing need fits the same mold. Partners Bank offers a range of commercial lending options, each built around a different business need. Here's what sets them apart and how to find the one that works for you.

AT A GLANCE

Compare Commercial Loans at a Glance

Commercial Line of CreditCommercial Term LoanCommercial Real Estate LoanCommercial MortgageMulti-Family Housing LoanCommercial Construction Loan
Best forShort-term cash flow, inventory, and receivablesEquipment, vehicles, and capital improvementsPurchase, renovate, or refinance commercial propertyOwner and non-owner occupied commercial propertiesBuyers/owners of 5+ unit residential buildingsResidential homebuilders and developers
Rate typeVariableFixedFixed or adjustableFixed or adjustableFixed or adjustableInterest only during construction
Typical termReviewed and renewed annually7 years or lessUp to 25-30 yearsVariesVaries6-9 months construction phase
Secured byBusiness assets or real estateN/ACommercial propertyCommercial propertyPropertyProperty
Annual clearance requiredYesNoNoNoNoNo
Relationship pricing availableYesYesYesYesYesYes
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WHICH ONE

Which Commercial Loan Is Right for You?

If you need flexible access to funds for seasonal cash flow, inventory, or accounts receivable timing, a commercial line of credit may be a good fit.

If you're financing equipment, vehicles, computer systems, or leasehold improvements, a commercial term loan is worth considering.

If you're purchasing, renovating, or refinancing a commercial property, a commercial real estate loan or commercial mortgage is designed for that.

If you own or are purchasing a residential building with five or more units, a multi-family housing loan could be right for you.

If you're a residential homebuilder or developer, Partners Bank's construction loan offers flexible financing for your needs.

Talk to a Commercial Lender

QUESTIONS

Frequently Asked Questions

A commercial line of credit gives you revolving access to funds as needed, with interest paid only on the amount drawn. A term loan is a fixed amount disbursed up front and repaid on a set monthly schedule, typically over seven years or less.

Yes. Many businesses use a combination of lending products depending on their needs. Partners Bank can help you determine the right mix.

Yes. Partners values the total banking relationship, and maintaining a Partners Bank business operating checking account plays a role in determining our best loan offerings.

Partners Bank finances both owner-occupied and investment commercial properties, including office, retail, industrial, multifamily, hospitality, education, and healthcare facilities.

Contact our commercial lending team to discuss your needs. Decisions are made locally and our lenders are available to walk through your options.