PERSONAL BANKING

Free personal checking accounts that fits your everyday life

Your personal checking account is where everyday banking happens. At Partners Bank, personal checking accounts are designed to be easy to access, straightforward and flexible while you're managing bills, making purchases, or moving money between accounts. Whether you'd like cash back rewards for your every day purchases or refunds for ATM fees when travelling, Partners Bank has the account fit for your lifestyle.

WHY PARTNERS BANK

Checking Accounts Built for Everyday Banking

A personal checking account should make daily money management simple. Partners Bank offers easy-to-use checking options for customers throughout Maine and New Hampshire with clear features and access to local support when you need it.

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Manage everyday spending

Handle deposits, purchases, and bill payments with confidence.

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Access your money easily

Use debit cards, ATMs, digital banking, or visit a branch.

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Keep banking straightforward

Our accounts offer clear options without unnecessary fees or complexity.

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Get real support

Local bankers are available to answer questions and help you along the way.

ACCOUNT OPTIONS

Personal Checking Account Options

Cash Back Checking

Cash Back Checking is the ideal Partners Bank account for customers who want the rewards for using their debit card for every day purchases and prefer a low-maintenance, all digital banking experience. Cash bonus for each debit card purchase up to $5.00 per month, provided the customer receives eStatements. Plus, a $25.00 bonus if you receive a direct deposit within 90 days of opening the account.

View Cash Back Checking

Ultimate Checking

Our Ultimate Checking account is ideal for customers needing access to out-of-network ATMs without the fees. With the potential to earn interest and unlimited refunds for ATM fees, this account is perfect for customers on the move seeking a premium or all-inclusive banking experience with high convenience and rewards. Interest-earning checking with unlimited refunds for fees accrued from non-Partners Bank ATMs.

View Ultimate Checking Accounts

Bundled Checking Accounts

Our bundled checking accounts are available to customers who maintain qualifying bundle relationships with Partners Bank. These accounts are designed to reward customers who keep multiple accounts with the bank. Enhanced checking benefits tied to qualifying bundle relationships

View Bundled Checking Account Options

Banking that fits your life

A personal checking account may be a good fit if you:

  • Use your account regularly for purchases and bill payments
  • Want easy access to funds through cards, ATMs, or branches
  • Prefer clear account options without unnecessary fine print
  • Value local service and relationship-based banking

If you're not sure which checking account fits your needs, a banker can help you compare options. Visit our branches across Maine and New Hampshire.

EVERYDAY TOOLS

Key Features that Support Daily Banking

Debit card and ATM access

Make purchases and withdraw cash easily using your checking account.

Online and mobile banking

Check balances, transfer funds, and manage your account securely anytime.

Account flexibility

Choose a checking account that aligns with how often you transact and how you prefer to bank.

Security and peace of mind

Your account is protected with secure access and monitoring tools.

Local, personal support

Get help from people who know you and understand your needs!

DIGITAL BANKING

Manage Your Checking Account Anywhere

With Partners Bank's online and mobile banking tools, your checking account is in reach 24/7, whether you're at home, at work, or on the go.

RELATIONSHIP BANKING

Checking Accounts - With a Bank that Knows You

RATES AND TERMS

Rates and Terms for Personal Checking Accounts

Cash Back Checking pays you for doing your favorite things, wherever you go! With the Partners Bank Cash Back Checking account you get cash rewards when you use your debit card to make a purchase!

WHY PARTNERS BANK

Why Choose Partners Bank?

At Partners Bank, checking isn't one-size-fits-all. We build it around how you actually manage your money, whether that means cash-back rewards for everyday debit card spending or fee-free ATM access anywhere you travel. As your needs change, our approach scales and adapts with you, backed by a team that knows your name.

QUESTIONS

FAQs about Personal Checking Accounts

A personal checking account is designed for everyday transactions such as deposits, purchases, bill payments, and transfers.

Yes. Personal checking accounts include access to online and mobile banking tools.

Yes. Some customers choose to maintain more than one checking account for budgeting or organizational purposes.

You can open a personal checking account by visiting a Partners Bank branch or speaking with a banker.